Owning your own home is a rewarding experience, but it comes with a lot of responsibility and maintenance costs. Some maintenance may be routine, but other unexpected repairs can put you in a financial crisis.

We’ve seen how repairs have affected homeowners across the country. In the North and Northeast, they often have expensive repairs of entire septic systems. In many parts of the South and Southwest, foundation problems often arise from soil that frequently expands and contracts, even with newer homes.

In addition to the high costs of these repairs, there’s also a loss of time to consider—the time spent on finding contractors and missing work during the repair process. Even more time could be needed if you try to do the work yourself.

You don’t always have enough money in the bank or available credit to take on large repairs. Often, these issues get put off until they become unmanageable financial burdens. It’s easy to fall behind, and costly home repairs pile up until your situation is unlivable and unaffordable. See how much expensive repairs can cost you.